AVATEC is an intelligent financial services technology platform. We create innovative solutions to connect funding sources – financial institutions and commercial organizations – to consumers and small and micro businesses in Southeast Asia. We do this by providing end-to-end credit assessment services through the intelligent use of information technology in the areas of artificial intelligence, machine learning, anti-fraud algorithms and big data. AVATEC is offered by Avatec.ai (S) Pte Ltd, a joint venture company set up by United Overseas Bank Limited and Pintec Technology Holdings Limited. In line with our goal to promote financial inclusion through technology, AVATEC’s business-to-business-to-consumer (B2B2C) model aims to increase the accessibility of financial products to the underserved segment in Southeast Asia with no or little credit history. We provide financial institutions and commercial organisations with end-to-end financial technology solutions. This enables them to meet the financial needs of consumers and small businesses through their existing product offerings. Using AVATEC’s solutions, companies in sectors such as e-commerce, telecommunications and travel can offer financial products such as point-of-sale financing, personal and business instalment loans. This means that our clients can better monetise their customer base and generate additional sales from their existing products. For more information on our products and partnerships, please visit our website at www.avatec.ai