CIPHERPAY is a brand of Ciphersquare Payment Solutions Pvt Ltd. Cipherpay is an AI Powered Hybrid Transaction Processing Engine and a Neo-Banking Platform that enables businesses in India to process Safe. Secure. Seamless. online payments with our Hybrid processing engine. We connect Banks, Payment Aggregator, PPI’s (Wallets) under our Hybrid processing engine to deliver Enterprise level ecosystem to bring end to end connectivity for processing payments to achieve higher transaction success ratio and best in class processing rates for Merchants. Cipherpay enables businesses with payment collections, vendor payouts, wage payouts, instant loan disbursements, e-commerce refunds, insurance claims processing, expense reimbursements, loyalty, and rewards payments.