Founded in 1998 Bravure (formerly Kessler Financial Services Australia Pty Ltd (“KFSA”) was founded in 1998 in conjunction with a relationship with American Express to develop the affinity credit card market in Australia. KFSA quickly identified that the professional market was very responsive to affinity programs, and a number of associations signed up. Partnerships In the early 2000s, we also offered home loans (in partnership with AMP) and life insurance (in partnership with ING Australia, now OnePath) to the members of professional associations, and Kessler’s relationships continued to develop. Advising Additionally, KFSA has been involved in a number of key credit card programs in Australia, including advising Citibank in the acquisition of the Cuscal credit card portfolio, and supporting David Jones, Woolworths and Virgin Money in developing credit card partnerships with various Australian issuers. Debt Advisory The debt advisory business was introduced in 2009 and is now involved with the sale of approximately 30% of all debt sold in Australia each year. In 2017 launched an Insolvency servicing division Australia to optimise the entire lifecycle or personal insolvency cases and now have visibility of over 75% of personal insolvency cases on an annual basis. Bravure Group In 2018, The Kessler Group was acquired by ECN Capital and in early 2019, KFSA senior management completed a management buy-out and the company trading name was changed to Bravure.