PayTop is an innovative, integrated and independent payment services business that is positioned as a mobile and web-based payment account operator. PayTop is approved by the ACPR (Autorité de Contrôle Prudentiel et de Régulation de la de la Banque de France) and focuses on building innovating offers based on French regulation on a day-to-day basis, thus guaranteeing greater security for its clients as well as a long term trusted relationship. PayTop also has a multi service permit with a European passport. After money transfers, PayTop plans to expand its range of new financial services (credit cards, small office/home office equipment in payment terminals, etc.). The company obtained multi-service authorization from the ACP in April 2011 and is part of the worldwide business cluster “Finance Innovation.” PayTop has about ten associates and is based in Paris. More information is available at www.paytop.com