ekis is the fintech solution with a mobile application, digital platform, and stable digital currency, which allows the unbanked population the possibility of making purchases and payments on site or on line, free national and international transfers, money charges, domiciliation, subscription payments and direct debits from their cell phone, truly without need for a bank account or cards. At the same time if offers a series of important benefits to the businesses that serve them (brick & mortar and online). In addition to that, ekis offers a series of important benefits to the businesses that serve them (brick & mortar and online).