Key risks are undetected because they originate outside capital markets. Exogenous shocks arrive by surprise. They are systemic, cascading, and seem viral. Examples are banking crises, food or energy shortages, pandemics, acts of terror, cyber threats to hospitals and infrastructure, and even political and social unrest. These events and others are more common and consequential in societies than we realize. Many investors focus on market risks such as high valuations, rate hikes, debt in the economy, and asset speculation. And with regards to investment strategies and funds, past volatility and illiquidity are relevant. TruX was formed to address risks that are often overlooked and which affect investment portfolios and human capital, and are not resolved by insurance or diversification. Our funds are low-cost, transparent, and daily liquid.