Mobile payment platforms, eCommerce payment gateways, (m)POS and digital banking hold tremendous potential to reshape the way consumers pay for everyday purchases. Smart Engine adds an intuitive dimension to the payments process by enabling a closer relationship between merchants and consumers, delivering highly personalized merchant offers and messages to consumers at the right place and the right time triggered by events and transactions. Smart Ads powered by Smart Engine is a cloud-based ad and offers solution that enables merchants, brands, and advertisers to deliver relevant offers and messages to consumers through payment platforms every time they pay. With Smart Ads powered by Smart Engine, you can rapidly expand your platform, add merchants, and create a richer, more relevant customer experience.