Innovate provides an end-to-end servicing platform for consumer auto loans and leases. Innovate services all credit spectrums. Through it’s four branded business lines, Innovate offers auto loan and lease servicing, lines of credit, bulk portfolio purchases, backup servicing, vehicle remarketing, and consulting services. Innovate provides loan and lease direct and indirect originations/acquisitions, credit evaluation, underwriting and funding. Servicing includes a fully automated customer contact solution which supports customer care, collections, invoicing, payment processing, custodian, title administration, recovery, and remarketing on both a primary and backup basis. Innovate assists investors, banks, credit unions, finance companies, and auto dealerships across the United States. Since Innovate’s foundation in 2009, the mission has been to generate returns for its investors, efficiently servicing client portfolios, and remarketing collateral, while maintaining expected levels of client service and customer satisfaction.