T/R is a Registered Investment Advisor. We develop investment programs and manage portfolios for individuals and trusts. We have clients around the US and abroad. We strive to achieve good returns within reasonable risk parameters, while paying attention to returns after taxes. T/R Financial Management Group, LLC, is a registered investment adviser in the States of DC, GA, MD, MI, MN, VA, WI. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.