By conventional definition, Risk Concepts Insurance Brokers sells insurance to California businesses with up to 250 employees. In reality, that is only the last phase of our role as an educated consultant, resourceful marketer and trusted advisor to our clients. We begin by listening to you – what challenges you, what you’d like to accomplish and what makes your business unique. After we’ve listened, we ask questions to deepen our familiarity with your needs and to present you with the best options to manage risk. Risk Concepts is a trusted advisor to California businesses that was founded on the premise that clients are often best served by a smaller, knowledgeable and resourceful brokerage firm. As an affliate of Pacific Interstate Isurance Brokers, Risk Concepts aggregates its premium volume with 143 other affiliates to maintain direct access to 40 of the most stable, competitive California-licensed insurers and more than 100 "excess & suplus lines" insurers. How much you pay for insurance often depends on how effective a broker is at explaining your business to the marketplace and maximizing the confidence that they have in taking on your risk. We’ve spent years building relationships with high quality insurance providers who are ready to listen as we share your story and negotiate on your behalf. This is where Risk Concepts' true value can benefit your business…