Providing Stated Loans since 1994, the owner Joan Hall comes to Stated Loans of America with more than 20 years of experience. SLA offers easy financing to those who are non occupant clients. Purchase or Refinance and take cash out of an existing property. 1-4 residential properties 5+ units to include mixed use Commercial property types. With rates starting at 7.49, we can pre-approve you or your borrower in less than 2 hours and in most circumstances close in two weeks! We pay rebates!! Call or e-mail today with any scenarios, I'm here to serve you.