SkipCash is a mobile payment app that offers a convenient and enjoyable experience throughout the payments journey for both consumers and merchants. The app enables consumers to make digital payments using a proprietary QR code thereby reducing the need for cash, physical cards, and Point-Of-Sale (POS) devices. SkipCash also allows consumers to link their card securely to use it in all their transactions, monitor their spending via visual spending reports, organize their payments receipts, enable virtual account for kids & family members, and access to merchants’ vouchers & coupons.