NetGiver believes that charitable organizations should retain, not just a portion, but all of what they raise. With the support of credit unions, they can. Donations made through NetGiver are given freely and fully, with no cost to the user, and 100% of the donation goes to the nonprofit. To both the donor and the charity, Zero Means Zero. Electronic giving has never been more popular but unfortunately this form of giving comes at a cost – up to 7% taken for transaction fees. NetGiver is a charitable giving app available to all donors, provided by the credit union community for all to use. Using NetGiver, users can make donations to any 501(c)(3) nationwide at no cost to them, directly from their checking account.