We would like to introduce ourselves as the 1st. Direct Insurance Brokers in U.P. having operations in Kanpur & New Delhi since 2003 . Recently start operation at Indore and will shortly be setting up operations in other parts of the country. Insurance Brokerage is an age old concept in most parts of the world. Infact, 80% of Insurance business is placed through Insurance Brokers worldwide. This concept has been introduced recently in India by Insurance Regulatory and Development Authority (IRDA). An insurance broker is an independent intermediary representing the client and his interests both in Life and General Insurance to all companies operating within India, while an insurance agent / marketing officer represents only a particular Insurance Company. IRDA follows strict guidelines and a rigid selection process in granting of license to any individual or company to act as an Insurance broker. They look for a professionally run setup, backed by state of the art technology and a positive outlook, for providing excellent services to its clients. The broker has to follow strict guidelines and a Code of Conduct while providing expert advice to its clients in the field of Insurance. All the insurance companies in India have to accept the services provided through a broker. HIBL is a professional setup, launched by young and energetic individuals, backed by personnel having expert knowledge in insurance related subjects, and proven service industry experience. It strives to be the best in meeting its commitments to its clients.