For over 30 years, Risk Management Solutions (RMS), a Moody's Analytics company, has helped to pioneer the catastrophe risk industry. RMS models underlie the nearly US$2 trillion Property & Casualty industry and many insurers, reinsurers, and brokers around the world rely on RMS model science. We continue to lead in innovation by combining advanced science with technology. We build comprehensive risk models, software, SaaS technology, cloud-based applications, and APIs to help insurers, reinsurers, financial services organizations, and the public sector outperform by evaluating, and managing global risk. Leaders across multiple industries can address the risks of tomorrow through RMS Risk Intelligence™ (RI)—our open, unified cloud platform for global risk—enabling them to tap into RMS HD models, rich data layers, intuitive applications, and APIs. Further supporting the industry's transition to modern risk management, RMS spearheaded the Risk Data Open Standard (RDOS), a modern, open-standard data schema designed to be an extensible, flexible, and future-proof asset within modeling/analysis systems.