Zūm Rails’ software solves the payment puzzle. Zūm sees payments as more than just moving funds faster and smarter, but rather improving the entire financial interaction between a business and its end users. Our software streamlines the onboarding process, provides advanced KYC / AML tools, moves funds in real-time, manages payment operations and simplifies reconciliation, all through a single API layer or payment portal that offers the most elegant user experience in the market. Our Mission: Sending and receiving payments is the life-blood of any fast-growing business. But payment processing is full of friction and pain points that can impede the growth of your business. Zūm is designed from the ground up to make managing payments better, faster, and less expensive. Anyone can provide a payment service. No one can manage payments as efficiently as Zum. Our Vision: Zūm delivers payment management solutions that eliminate friction, optimize efficiency, and give you a competitive advantage in the market place. Our Products: Available payment services include: Visa Direct: Send and receive money from almost any Visa card in real-time. Also, Zūm has layered additional security features to provide the most advanced Visa Direct payment solution in the market. Interac: Push and pull funds at scale, to and from a bank account, in real-time with higher funding limits. EFT: Facilitate seamless payments by connecting to North America's banking network. Credit Card: Access cost-effective credit card processing to ensure no payment is missed. You can also access a powerful set of payment tools to automate onboarding, enhance KYC/ AML and simplify reconciliation.