Education for Innovation. Our objective is to make student loans accessible and higher education a priority. Habacus is the startup that supports higher education students and believes in their talent and potential. We provide access to financial resources and services tailored to the needs of our students. Our objective is to make student loans accessible and higher education a priority. We believe in people and innovation. We collaborate with Intesa Sanpaolo and their new financial product “per Merito”: the first loan accessible to all students without guarantee. Habacus is in charge of the certification of the performance-based criteria to access the financing, thanks to an innovative digital platform that connects the students, the Bank and the schools. Habacus was founded in 2017 and has always been committed to support, educate and invest in young talents.