As one of one of the top mortgage banking groups in all of Orange County, The JStone Lending Group brings an unsurpassed level of expertise and knowledge to a complex industry, creating unparalleled results for each of our clients. For over 20 years, The JStone Lending Group has served thousands of home buyers, homeowners and real estate investor clients all across the country. Our team understands the many components that go into purchasing or refinancing a home. We will work hard to ensure that your real estate transaction runs smoothly to achieve your desired objectives with positive results. We currently offer loan solutions for: * Home purchase * Home refinance * Cash out refinance for Debt Consolidation, Home Improvements, Divorce Settlement or any other purposes * Construction Financing * HARP relief refinancing (FNMA DU Refi Plus and FHLMC Relief Refinance Open Access - unlimited LTV) * Purchase or Refinance of 2nd / Vacation homes * Purchase or Refinance of Investment / Rental Income homes * Purchase or Refinance of Multi-Family residential real estate * Fixed Rate Mortgages (FRM), Adjustable Rate Mortgages (ARM) and Fixed Period ARMs * Conforming, High-Balance Conforming and Jumbo loan programs