Cosmoj is a Virtual Financial Institution offering luxury medical expense investment plans & service for medical expenses not covered by traditional insurance companies such as; ‘Cosmetic Procedures ‘Infertility Treatments ‘Sexual Enhancement Therapies ‘Prescriptions & Supplements ‘Holistic & Homeopathic Treatments ‘Niche Medical Technologies ‘Gender Affirming Treatments 'Skincare 'Weight Loss Interventions & 'Any Additional Medical Expenses Paid For Out of Pocket