Founded by David Orford, Optimum Pensions has developed and tested an innovative new CIPR or lifetime income stream solution, the Real Lifetime Pension, that may be delivered by Funds to their members to comprehensively address Australians' longevity risk while providing higher performance than solutions such as the current lifetime annuities in the market. With longevity risk underwritten by the world’s 3rd largest reinsurer – Hannover Re – the white labelled CIPR offered by Optimum Pensions is a great new CIPR for Australia.