Pagos helps businesses translate their collective Microsoft Excel expertise into robust web applications with limited reliance on IT resources. The SpreadsheetWEB platform empowers ordinary Excel users to create secure, responsive, database-driven applications directly from their Excel spreadsheets. By transforming the data collection mechanism from individual file-based spreadsheets into structured databases, the system provides a higher level of governance for critical information. Combined with built-in workflow and reporting capabilities, SpreadsheetWEB offers an end-to-end platform for business users seeking to create and manage their own web applications.