A member owned financial institution whose volunteers and employees are dedicated to providing personal services and quality products at reasonable rates, while still maintaining credit union long-term financial stability. Joplin Metro Credit Union has 2 locations in Joplin, MO. JMCU has approximately 50 membership groups, which we serve in Joplin and the surrounding metropolitan area. We are currently at $29,000,000.00 in assets and have over 5,000 members. Why Join the Credit Union Because we’re more than just a bank, our Team is committed to provide you with a memorable banking experience, whether in person, online or over the telephone, each and every time. It’s what we do, along with delivering amazingly low rates on loans and awesome products! ~Free Checking ~Rebate Checking ~Savings Account ~Business Checking ~Kids Accounts ~Vacation & Christmas Club Accounts ~Auto Loans ~Motorcycle, RV and Boat Loans ~Signature Loans ~Storm Shelter Loans ~Home Equity Loans ~Home Loans ~Visa Credit Cards ~Visa Check Card ~CD and IRA Investments ~Online Banking ~Mobile Banking ~Shared Branching The Credit Union philosophy is People Helping People. Credit unions are not-for-profit cooperatives providing financial services to the member-owners who save and borrow there. They exist solely to serve these members, and not stockholders. Credit unions operate not for profit, not for charity, but for service. While both credit unions and banks offer similar products and services, credit unions differ. Credit unions are governed by a volunteer board of directors who are elected by and from among the members of the credit union. Although the directors serve as volunteers, they are required to go through annual training to ensure that they are aware of regulatory and compliance requirements. Since the motivation for business is different in credit unions, fees are fewer and lower while interest rates paid to members on savings are generally higher and those paid by the member on loans are lower. And once a member, always a member!