Sway is the social way to pay. It is a new service that provides its users with a fun and easy way to pay friends, to split the cost or to request others to pay for something. Send and receive money in real time, with no more effort than sending a message. Supported by a state of the art security system, Sway is specifically designed to allow for a pleasant user experience without compromising security. Sway is developed in Iceland by the software company Memento ehf.