HM Kapital is privately held company. It was founded back in 2009 with its head office in Tallinn, Estonia. Company has been actively consulting in early stage financial technology startups ever since. HM Kapital represents the interests of financial institutions and investment funds. It is expert in providing a broad range of financial consulting services. We are focusing on Payment Institutions, Payment cards, Blockchain technology and ATM industries. Our company conducts its activities independently, guided both by market criteria and its client interest in locating the most advantageous and acceptable contractual and financial conditions. This greatly assists in the integration and utilization of proposed transactions(s). Our company has accumulated a wealth of experience through providing financial assistance for a wide range of investment projects.