For more than 20 years, the name Bond & Botes has been associated with helping people in Alabama, Mississippi and Tennessee deal with credit card debt, home mortgage debt, car and other loan debt – debts that for many different reasons have become overwhelming and unmanageable. Chapter 7 bankruptcy and Chapter 13 bankruptcy are often the most effective ways to get debts completely cleared (Chapter 7) or under control (Chapter 13), but there are other options, too. That is why we offer every potential client a FREE face-to-face consultation with an experienced bankruptcy attorney. We want you to know your rights and your options before you make an important decision about your financial future.