Prudent Lenders is a lender service provider that empowers financial institutions to implement and manage the U.S. Small Business Administration (SBA) loan programs. Our platform makes it possible for lenders to immediately and effectively offer the benefits of these programs without incurring the fixed costs and ramp-up period associated with establishing an in-house SBA department. Prudent Lenders combines the processing, closing and servicing platforms of two of the nation's largest SBA lenders – New York Business Development Corporation and CDC Small Business Finance – offering our partners access to unmatched SBA lending expertise. As your SBA department, we do the heavy lifting, performing loan underwriting through servicing, leaving you time to focus on growing your client base and the communities your institution serves.