RGS Wealth Strategies Inc. is an independent wealth management firm located in Rochester, New York. Our team of CERTIFIED FINANCIAL PLANNERTM practitioners have more than 45 years of financial planning experience and can offer access to a wide range of financial planning and investment solutions, with a strong commitment to personalized service. Whether your goals involve retirement planning, small business planning, or preservation of assets in the face of long-term care needs, RGS Wealth Strategies Inc. can develop the specific recommendations and strategies to help meet your personal needs. This communication is strictly intended for individuals residing in the states of NY and PA. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Advisory services offered through Summit Financial Group, Inc., a registered investment adviser. Summit and Cetera are affiliated and under separate ownership from any other named entity.