Vidual provides an online income verification service that partners with lenders to confirm their customer’s income in real time and in line with responsible lending regulations. Designed to be a particularly customer-friendly solution, Vidual allows an individual to demonstrate their ability to service a loan through their internet banking, whilst providing a great online experience. Vidual provides lenders and applicants with real-time decisions based on robust security ensuring that critical details such as internet banking credentials are never stored along with other sensitive individual information.