Baylands Family Credit Union was formed over 70 years ago to assist with the financial needs of the West Point paper mill employees and their families. Over time Baylands has grown to become a state-chartered community credit union with a robust platform of services to offer all our members. Membership is open to individuals who live, work, worship, attend school or volunteer in the following (9) counties: Chesterfield, James City, New Kent, King William, King & Queen, Middlesex, Essex, Gloucester and Mathews . Additionally, immediate family members of existing members also qualify. Membership lasts a lifetime...whether you live or work locally, or relocate, Baylands Family Credit Union is here for you! Baylands is a full service not-for-profit financial cooperative owned and operated by its members. Baylands is focused on helping families live better lives via lower loan rates, higher savings rates, fewer fees and a commitment to investing in the financial needs of our communities.