Nutshell Associates helps public finance debt issuers improve their rating agency and investor relations and interact confidently with the capital markets to maximize ratings and investor confidence. We provide debt issuers with coaching, preparation and presentations for rating agency/investor meetings; credit estimates; board education; disclosure review; debt capacity analysis; and M&A sensitivity analysis. For banks, investors, and lenders, Nutshell provides credit training, scorecards, methodologies, surveillance, and portfolio risk assessments. Nutshell Associates LLC is certified as a Women's Business Enterprise (WBE) and Woman Owned Small Business (WOSB) through the Women's Business Enterprise National Council (WBENC), the nation's largest third party certifier of businesses owned and operated by women in the US. Nutshell Associates, LLC is registered as a municipal advisor with the U.S. Securities Exchange Commission (SEC) and the Municipal Securities Rulemaking Board (MSRB).