Halo is an innovative, technology led, online specialist insurance platform. Halo’s technological agility combined with its deep digital consumer marketing expertise puts it at the forefront of the changes in the specialist insurance market as it develops and shifts online. Halo is led by Ernesto Suarez who is supported by an established and entrepreneurial management team which combines significant insurance industry experience with considerable marketing expertise and technology development. The team has a reputation for building fast growing, high quality sales and service orientated businesses through multiple distribution channels. The Group operates a lean, highly efficient, multi-territory platform, underpinned by its technology, making it a highly scalable business. Halo has a proven track record having grown its first specialist insurance vertical to become a market leader in the car hire excess insurance sector. Launched in the UK in 2010, it provides vehicle hire insurance direct to consumers via its own retail websites (www.iCarhireinsurance.com) and also to select partners in the travel and insurance sectors, including travel agents, vehicle hire intermediaries and insurance brokers. Following the success in the UK market, Halo has successfully replicated this direct model, which achieves very high conversion rates, in France, Germany, Spain, the Netherlands and the US.