STEP is the answer to the key needs of small and medium-sized enterprises, with a complete digital ecosystem of financial products and services chosen and designed for the customer, using the best technologies and the most innovative solutions on the market. Instant Lending: Fully digital business loans, with instant approval and innovative and flexible valuation criteria based on current account movements and machine learning. Working capital: Advance and digital invoice discount products, with the various technical forms to offer companies the necessary liquidity to manage their business. International: The best products for companies with international activity, from cross-border payments to FX risk management to trade finance Digital CFO: A real digital CFO available to companies, to manage cash flows in a structured and detailed way, categorize them and have an overview of all current accounts, even in different countries Where we are: STEP's goal is to give answers to small and medium-sized enterprises on a global scale, this is why it has built an international expansion plan.