Insurance agency/Risk Management- specializing in all forms of insurance ie) Commercial & Personal lines plus Life & Health. We bring our insurance underwriters and clients together, molding the program to fit their needs. ie: PARTNERING In a growing market , the bottom-line right now is to find the best price with excellent coverage and service. We have come up with methods to bring the premiums downs, thus increasing our client's profitability and growth potential. We offer advice on transferring risk, retain some, avoiding some risk, improving contracts, manage claims, implement loss control techniques and then: offer insurance products. ie: RISK MGMT