Fullerton India Credit Company Limited is registered as an NBFC - Investment and Credit Company (NBFC-ICC) with the Reserve Bank of India, and a member of SMBC Group. FICC started its India operations in 2007, and is today a leading NBFC with a pan India presence. Working together with over 15,000 employees, we reach our market by connecting with over 2.1 million customers, be it in cities, towns or villages, right at their doorstep. We penetrate deep inside the market through more than 699 branches, covering more than 600 towns and 60,000 villages. Our primary services constitute financing of SME for working capital and growth, personal loans, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, working capital loans for urban self-employed, loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises. Sumitomo Mitsui Financial Group (SMFG) holds a 74.9% stake in Fullerton India Credit Company Limited and is the holding company of one of the largest global banking and financial service groups, offering a diverse range of financial services including commercial banking, leasing, securities and consumer finance with a heritage exceeding 400 years. Fullerton Financial Holdings (FFH) holds a 25.1% stake in Fullerton India Credit Company Ltd and is an independently operated strategic and operating investor in financial and related services in emerging markets. Fullerton India Credit Company Limited is a wholly owned subsidiary of Fullerton Financial Holdings Pte. Ltd., which in turn is a wholly owned subsidiary of Temasek Holdings Pte. Ltd., Singapore. Fullerton Financial Holdings invests in financial institutions in emerging markets with its prime focus on Business and Consumer banking.