ooba Home Loans is South Africa’s largest home loan comparison service, having pioneered the home loan origination business over 20 years ago. We specialise in prequalifying you, finding you the best deal on your home loan and then providing you with the insurance that you need to protect both your assets and your income. We will prequalify you upfront, by doing a credit check and assessing your affordability in the same way a bank would on receipt of an application, ensuring you get the best deal on your home loan. ooba Home Loans will go to all the banks, including your own bank, to get you multiple quotes to compare. Our approval rate is over 90% on all home loan applications for buyers with an ooba prequalification. By allowing multiple banks to quote, we spread the risk, which means that there is a higher probability that your home loan will be approved. In addition to this, homebuyers who only obtain one quote for their home loan have an interest rate that is 1.01% higher than if they had used a service like ooba to obtain multiple quotes to compare. Our service is free, with no hidden costs or obligation. ooba is an authorised financial service provider.