As a member owned business (founded in 1870) we're not driven by short termism aimed at impressing shareholders. Instead, we concentrate on looking after you, our saving and borrowing members, by recognising you as individuals. We don't feed your details into a computer and wait for an automated "yes" or "no". Instead, we make the decisions ourselves and, if we come up against something unusual in, for example, a mortgage application, it's our Chief Executive, Mark Robinson, who will make the final decision. This mind set, coupled with a strong sense of community, means that whether it's face to face, in branch, over the internet or via our carefully selected intermediaries you can be sure of friendly professionalism. With assets of £530m and reserves of £45m we are a financially strong and award winning Society. We are here to help.