J & H Insurance brings life and understanding to an industry based on words. With a carefully chosen staff of knowledgeable, client-focused individuals, we actually make insurance come to life. With many years of experience in handling "tough to insure" classes of business, our staff rises to the challenge of finding the right carriers and polices to go with your exposures. Our charge is to bring the most value to your insurance dollar as possible, not to bring you the cheapest insurance you can buy. There is a big difference........