Over the last 7 years, Southern California based CoVest Properties has developed creative solutions for structural problems in the residential real estate industry. New advantages are created for all participants. A TOTAL WIN-WIN for all. The real estate firm has developed a purchase system for Buyers with “challenges” that enables them to purchase a property without the requirement of an institutional loan. The size of this market is 2/3 of the size of Buyers that can qualify. Imagine the problems and frequency associated with the divorces of attorneys, physicians, dentists, etc. This activity is a CoVest Company and operates under the name “4BuyersRealty”. CoVest Properties is alone in this arena.