Niki Cuthbert is an independent mortgage broker and co-owner of Ask About Mortgages- Mortgage Architects, located in beautiful British Columbia. She will take the time to discuss your specific situation, needs and goals to find the lowest mortgage rates and product best suited to you. When you work with Niki, she will explain the process and give you all your options to allow you to make a more educated decision before jumping right into the first home mortgage loan your bank offers you.