State College & Centre County Mortgage Home Loans Welcome to the official site of True Home Mortgage. We are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing in any of these zip codes 16801, 16803, or 16823, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment. In terms of Purchase Loan programs, we offer the following: FHA | FHA 203k | VA | HomePath | Jumbo | Commercial Refinancing? We can help you with that, too! We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out USDA Streamline | Conventional Contact True Home Mortgage today to discuss your options, and find out which program will best suit your needs. Licensed by the PA Dept of Banking NMLS # 135945