CSM Financial Solutions Ltd. Specialises in comprehensive financial planning for all investment and protection needs. These include: Pension Planning - When do you want to retire and how much income will you need? Life Assurance - How much cash would your family need to maintain their current lifestyle if you die prematurely? Income Protection - Would you require a regular income or a cash sum if you suffered a serious illness or disability? Investments/Regular Savings - Are you making the best use of any spare capital or surplus income? Our qualified and experienced Independent Financial Advisor and Director, Caroline Matthews, has over 28 years of experience in providing advice to both Individuals and Business clients.