Applied Personal Financial Planning Tools - Technology for family office services - ALM model for private asset management - compliance with MIFID II investor protection – automation of MIFID II Suitability reportings - Compliance tools for Insurance Brokers TFS is a key driver in assembling applied personal financial planning tools, having developed several calculation engines that can be licensed with or without front end and database system. In a joint venture with Wolters-Kluwer Belgium we also offer an off the shelf Financial Planning platform named "PHINEQ", which can be licensed in modules and be extended with custom reports to fit the needs of our customers. Our Broker Suite module is also hosted on the platform and has been developed for and with Insurance Brokers to help them comply with legal prescriptions and serve their clients better.