Isn't it time to take the guesswork out of investing for retirement? We think so. That’s why several industry leaders—historically longtime competitors—came together to create a revolutionary solution: Income AmericaTM 5ForLife, a series of target date portfolios that provide guaranteed lifetime income. With Income America 5ForLife, a lifetime income guarantee of 5% per year, beginning at age 65, is built into the portfolios—offering protection against market uncertainty during retirement.