Universal Actuaries and Benefit Consultants is a consulting firm delivering Actuarial and Benefit Consulting Services specializing in practice areas of Employee Benefits, Life Insurance, General Insurance and Retirement solutions to clients in India and other countries. Our Specialization areas include - Actuarial Valuation of Employee Benefits under AS 15 R, IND AS 19, IAS 19, US GAAP and other Country specific GAAPs - Employee Benefits M&A, Design, Redesign and other Benefit Consulting areas - Retirement Consulting including Financial Wellness - Life Insurance, General Insurance and Health Insurance Consulting - ESOP Design and Valuations - Risk management, investment consulting and Advisory Financial risk, market instability and regulatory changes can make it difficult to manage your employees' retirement and long-term benefit programs. Especially those that align with business goals and optimize results for both the employer and the employees. Our Consultants and Actuaries help ensure that your retirement, risk and benefit programs are secure, equitable and sustainable, and can help your organization design a market leading comprehensive strategy to enable effective and efficient management of your risk, retirement and long-term benefit plans.