York based Independent Financial Advisers (IFA) offering impartial advice to individuals and businesses. Our aim is to help you understand and use financial products to your advantage. We specialise in retirement planning, including workplace pensions for auto enrolment, protecting families, businesses and standards of living and making the most of your savings. We are also exponents of cashflow modelling, which takes account of factors and events that may influence a client’s life. Advisers and clients can model the effects of any financial action or change, at any point in time, resulting in a visual, adaptable plan. This helps clients to answer unknown future questions, such as: When can I afford to make the choice to carry on or to stop working? If I give some of my money to my children, will I still be able to live comfortably? What rate of investment return do I need to achieve my objectives? Will downsizing our home in the future release enough cash to support or fund my retirement? What is the inheritance tax bill likely to be for my estate and are there ways of reducing it? If I die or get seriously ill, what will be the financial outlook for my family? Passionate about our independence, we take care to listen to our customers and understand their situation. All advisers are level 4 diploma qualified and hold a statement of professional standing. info@huntingtonross.co.uk or 01904 738489. Director: N Huntington Huntington Ross Ltd. is Authorised and Regulated by the Financial Conduct Authority, 623680.