Intelligent Payments recognise that corporate merchants have a need for high adaptability due to the evolving competitive environment, rapid changes in consumer behaviour and need to differentiate from competitors. Using the Intelligent Payments platform, merchants can extend their market differentiation through the transaction life-cycle by creating bespoke customer rules affecting the payment solutions available to each customer and the level of risk and fraud mitigation check points to make the checkout and sales process quick and easy for low risk customers whilst identifying and restricting suspicious customer transactions. The Intelligent Payments Platform is designed to provide a secure environment for handling and processing card data, but without any compromise to the customer experience. By providing a unique tokenisation solution, our platform ensures that the last four digits of the generated token is identical to the original card, thereby ensuring that the customer enjoys a ‘seamless’ experience when storing their card data for future use. Intelligent Payments’ long history and experience in the payments industry ensures that all our clients are offered with best in class support and functionality, for a smooth adaptation of these new regulations. We offer detailed analysis, powerful reporting and advanced business intelligence tools to enable merchants to identify, correct and apply rules to focus on fraud prevention strategies. Optimum 3D Secure set up can help to increase sales conversion by up to 5% during checkout without compromising fraud rates.