3 Point Alliance is a pioneer in the development and deployment of vertically integrated remittance processing services and solutions. We provide a suite of vertically integrated remittance processing software and hardware, business continuity services and financing tailored to your payments operations need - whether in-sourcing or outsourcing or a hybrid solution of both. 3 Point Alliance's four companies -- 3 Point Payment Processing, Qwinstar Corporation, Equipment Leasing Organization and Business Continuity Services -- combine to create innovative, efficient and cost-effective accounts receivable solutions for our customers. Our wholesale and retail remittance service centers provide flexible, scalable solutions across many business categories including finance, utilities and cable companies. Headquartered in Clifton, NJ, we provide national payments coverage from facilities located in or around Philadelphia, PA; Seattle, WA; Saint Paul, MN, Atlanta, GA; and Chicago, IL. Founded in 1990, 3 Point Alliance provides strategic onsite and outsourced payment solutions for small, medium and high volume billers in many industries including cable/telecommunications, energy/utilities; and banks/financial services.