CIBI Information Inc. (CIBI), the Philippines' first credit reporting agency, was first organized in 1982 as Credit Information Exchange System, a business information division attached to the Department of Loans and Credit of the Central Bank of the Philippines, now the Banko Sentral ng Pilipinas (BSP). It was jointly created by the BSP, the Securities and Exchange Commission (SEC), and the Financial Executives Institute of the Philippines (FINEX). In 2020, CIBI was acquired by Creador, a private equity firm, and is also accredited by the Credit Information Corporation (CIC) and the Philippine’s Credit Information Registry. CIBI has partnered up with key industry leaders and associations both locally (MiDAS, IBPAP, etc.) and internationally (FICO, GDS, AdvanceAI, etc.) in order to provide our customers with best-in-class solutions. Since 2020, CIBI has been working closely with CTOS, Malaysia’s leading credit reporting agency, to leverage key strategies and reapply to the Philippine market.