O&M Systems provide ground breaking software and services for the UK Financial Services Industry. O&M has been heavily involved in the pensions industry for nearly two decades. Since 1992 the company has been providing and continually developing solutions to reduce any pension adviser's workload. Initially O&M provided bureau services to advisers for charging structure comparisons and transfer analysis. After strong demand, the knowledge gained was developed into user-friendly software to allow advisers to conduct analysis and comparisons for themselves. Although the company has grown substantially over the years, our strength lies in our independence and autonomy. All of our systems are designed and written in-house which gives us the control and flexibility needed to deliver the right products and services for our customers.