Pacific Funding Mortgage Division, established in 1995 by President Mike Moeller, has been a top trusted mortgage lender for over 20 years. As a full-service, direct lender we perform both broker and banker sides of each mortgage transaction, which distinguishes us as a leading mortgage company. This means that we open, process, underwrite, and fund under the same roof! We utilize all our in-house departments to efficiently communicate and to ensure that each loan closes smoothly. This accuracy and timeliness allows Pacific Funding Mortgage Division to proudly call itself "Home of the 25 Day Close." We specialize in Adjustable Rate Mortgage, Fixed Rate Mortgage, Refinance Loan, Conventional Loan, FHA Loan, Reverse Mortgage, USDA Loan, VA Loan, CalHFA Loan, 203K Loan, and Down Payment Assistant Loans: Home Possible, Home Ready, and Hope Brings Your Home. We are committed to earning your Trust, Loyalty, and Referrals! NMLS #243082. Licensed for the state of Airzona #0948197